Quantcast

EUCI co-founder: 'MiCA does not specifically regulate lending and borrowing of crypto-assets'

Tokenized Treasuries Hit Record $4.2B Market Cap as Crypto Correction Fuels Growth
Maximizing BNB Utility on Binance: A Guide to the Benefits
FTX liquidated $1.5B in 3AC assets 2 weeks before hedge fund’s collapse
Binance recognized by Indonesian cybercrime directorate for collaborative efforts
It's the first institutional investment in the crypto exchange and the investment was made in an unnamed stablecoin, Binance said.
US CPI Inflation Drops to 2.8%: Is Bitcoin About to Explode Again?
Business founder on Binance France allegations: 'What is this madness?'
Indian authorities arrest alleged Garantex founder for US extradition
Trump’s crypto summit ‘not going to have anything on taxes’ — White House official
Bitcoin: USA could sell gold to finance its strategic BTC reserve
Lawmaker of Japanese LDP on crypto regulation: We will classify 'Crypto assets as a new asset class'
Tom Lee Predicts Market Bottom This Week, Still Sees Bitcoin Closing the Year at $150K
IMF deal to ban public sector ‘Bitcoin accumulation’ in El Salvador
Bitcoin: Michael Saylor's company pauses BTC purchases
Head of law enforcement training at Binance: We need 'a unified approach between law enforcement and industry leaders'
Bitcoin Sell-Off Could Be a Textbook 'Breakout and Retest' Play: Godbole
CEO of Binance on crypto market turbulence: 'A tactical retreat, not a reversal'
Bybit hack forensics show SafeWallet compromise led to stolen funds
Bitcoin News: U.S. Spot Bitcoin ETFs See Record Single-Day Outflow of Over $900M as Carry Trades Yield Less Than the 10-Year Treasury Note
How DeFAI can scale safely in the age of AI
CZ unveils crypto investment portfolio with a 98.5% allocation to BNB, 1.3% to BTC
New SEC Cyber Unit Closes Chapter on Agency's Crypto Enforcement Emphasis
SEC Launches Fraud Unit That Exploits Crypto, AI Enthusiasm
CZ on aid for Argentinian rug pull victims: 'Sent 150 BNB. Good luck'
CEO of AUSTRAC on non-AML compliant crypto exchanges: They 'can expect to hear from us'
Memecoin LIBRA in Argentina: A look back at a future state scandal? Crypto Dossier
U.S.-Listed Bitcoin Miners Are Growing Their Share of the Network Hashrate: Bernstein
Governor of Bank of Italy: Crypto 'regulatory divergences between the U.S. and Europe will need to be carefully assessed'
Blockchain Wars: BNB Chain Overtakes Solana and Ethereum in Daily Fees
Former prosecutor of DOJ: The corporate monitorship system is 'in dire need of reform'
EUCI co-founder: 'MiCA does not specifically regulate lending and borrowing of crypto-assets'
Web3/Crypto
Webp markezic
Marina Markezic, co-founder of the European Crypto Initiative (EUCI) | LinkedIn

Marina Markezic, director and co-founder of the European Crypto Initiative (EUCI), has expressed concerns about the Markets in Crypto-Assets Regulation (MiCA) leaving crypto lending and borrowing to national laws. She calls for clearer regulations to ensure financial stability. Markezic made her statement in a January 16 post on X.

"MiCA does not specifically regulate lending and borrowing of crypto-assets, leaving it to national laws," said Markezic. "The report suggests that clearer definitions and regulations are needed to ensure financial stability."

According to Markezic, a joint report released by the European Banking Authority (EBA) and the European Securities and Markets Authority (ESMA) analyzes crypto-assets, decentralized finance (DeFi), and related activities. The report highlights the need for clearer regulations, particularly since "MiCA does not specifically regulate" these areas, which is necessary to address risks and ensure financial stability.


Marina Markezic's post | X

Get the Newsletter
Sign-up to receive weekly round up of news from Crypto Republique
By submitting, you agree to our Privacy Policy and Terms of Service. By providing your phone number you are opting in and consenting to receive recurring SMS/MMS messages, including automated texts, to that number from our short code. Msg & data rates may apply. Reply HELP for help, STOP to end. SMS opt-in will not be sold, rented, or shared.

The report examines crypto lending, borrowing, and staking services in both centralized and decentralized models offered by various crypto-asset service providers (CASPs) in the European Union. It finds limited engagement from EU consumers and financial institutions while highlighting risks such as excessive leverage, information gaps, and exposure to money laundering/terrorist financing risks. Despite these concerns, ESMA states that the EBA and ESMA did not identify immediate risks to financial stability.

According to the Autorité des Marchés Financiers (AMF), MiCA regulation mandates that CASPs obtain authorization before offering services. They can do so by getting approval from national authorities or notifying them if they are already authorized under specific statutes. The regulation imposes obligations on CASPs including incorporation requirements, governance standards, client asset protection measures, and complaints handling procedures. CASPs must also adhere to prudential standards and maintain business continuity plans while complying with anti-money laundering and cybersecurity regulations.

Markezic is known for her focus on crypto regulation through her role at EUCI. She has been involved with crypto projects since 2017, specializing in governance, DeFi, and non-fungible tokens (NFTs). Known for her expertise, she frequently speaks at blockchain events. Previously leading the advisory team at Cofound.it where she evaluated over 700 whitepapers, she was named one of the top 100 women in fintech by Lattice80 in 2018.

More News

From Bitcoin to Solana: Here’s how major cryptocurrencies moved today – March 29, 2025.

Mar 30, 2025

The Financial Conduct Authority (FCA) announced the refusal of Zeux Limited's application for cryptoasset exchange provider registration under the Money Laundering Regulations (MLRs).

Mar 30, 2025

The National Securities Market Commission (CNMV) has released a list of warnings concerning unregistered financial and cryptocurrency service entities.

Mar 30, 2025

The Commissione Nazionale per le Società e la Borsa (Consob) announced it held a conference discussing the impact of crypto assets and the need to adapt regulatory frameworks to data science.

Mar 30, 2025

The Autorité des Marchés Financiers (AMF) has announced that financial entities, including crypto-asset service providers, are invited to contribute to the European Banking Authority's (EBA) consultation on draft anti-money laundering and...

Mar 30, 2025

Tracking the latest price action across Bitcoin, Ethereum, Binance Coin, and more on March 28, 2025.

Mar 29, 2025