Binance announced on its website that it has updated the annual percentage rate (APR) for USDe on Binance Earn, offering a 7% flexible rate for eligible users from October 22 to October 30 (UTC). Rewards will accrue daily and be distributed weekly in USDe.
According to Binance’s official announcement, this update to the APR for USDe reflects the exchange’s ongoing efforts to adjust yield offerings in line with market demand and liquidity conditions. The program allows users to hold USDe flexibly with no upper limit, giving participants access to daily compounding rewards in a regulated environment. Binance highlighted that these changes are part of its commitment to maintaining transparent and competitive earning structures across its Earn products, ensuring users can easily track and manage yield opportunities on the platform.
According to Binance’s published terms, the updated 7% APR applies from October 22, 2025, at 00:00 (UTC) to October 30, 2025, at 23:59 (UTC) and is available to users who hold a minimum of 0.01 USDe. There is no maximum limit on holdings, and rewards are calculated using the formula “Daily Rewards = Minimum Snapshot of the Day’s USDe Balance × APR / 365.” Binance clarified that rewards begin accruing the day after the minimum holding is met, ensuring consistency in calculation across user accounts.
According to Binance’s Earn FAQ page, balances in users’ Spot, Funding, and Margin Accounts—including collateralized USDe—qualify for rewards. Multiple random daily balance snapshots are taken to determine eligibility, and both master and sub-accounts are included in the calculation. The company said that rewards will be distributed weekly by 10:00 (UTC) each Monday directly to users’ Spot Accounts and confirmed that some jurisdictions—including the EU, Canada, Australia, and the U.S.—are excluded from this program due to regional compliance requirements.
According to Binance’s official About page, Binance is a global blockchain ecosystem and the world’s largest cryptocurrency exchange by trading volume, serving millions of users across more than 180 countries. The company provides trading, finance, education, and infrastructure solutions designed to advance global access to digital assets. It states that its mission is to increase financial freedom for people worldwide through secure, compliant, and innovative blockchain technology.
